Domestic lounges are capped I believe. But in your case you will end up paying 10K for the unlimited lounge access since you were mentioning that your spends wont exceed 4lacs and you will end up paying the annual fees. Sometimes you may-not have buffer limit too, its totally dynamic. Usually 10,000 Rupees only 4. Nevertheless, lounge visits is not a concern since the priority pass will suffice for most. Rewards Program- The card offers 5 reward points per Rs. On Infinia site, the point value is Rs 1 and on other redemption options, the point value is dropped to Rs 0.
The quickest route is that you use all your transitions by smart buy and load you PayZap for 50k every month. So did u accept the offer or not. But not able to get an invitation. What limit did you start with on Regalia in 2013? And about 3L unused Credit points. Really, Really worth holding this cards if you are in more travelling. My expenditure in last card anniversary year is more than 8lakh.
This statement keeps a record of all the transactions made through the card and the repayments done against them. Or should I just send the form to Chennai. I have been drawing 10x benefits on smartbuy using infinia for flights, amazon, flipkart. The names printed differ though. I had sent an email to the Customer Service to upgrade my card in November 2018. Most of them are 2x , specifically haldiram i am not sure of , try it once and calculate and see… standalone by definition means not a chain like dominos , mcd , etc , haldiram may be there 4. Thanks Siddharth, for such an exhaustive site with loads of information and tips.
These debits and credit cards come with variant features like 5 percent cash back on shopping, discounts and also a 1 percent waiver on the fuel charge. Is there any late payment charge on Infinia Card? Thanks to Sid for all the guidance. If you have a query, do let me know. This information might be about you, your preferences or your device and is mostly used to make the site work as you expect it to. Can see the card in my netbanking but yet to get the physical card. Btw, good to see yet another Infinia member here. The annual fee for this card is Rs.
Hope they prove me wrong. You can buy Rs 10,000 value goods from rewards point or only flight and hotel bookings?? What is the interest charge per month on Infinia Card? At the Payment leg, you will have an additional option to redeem your points. I have been trying but still not succeeded. After 6 months, my card upgrade to Infinia…. But just to be safe. Miles transfer to more airlines and a hotel 3.
Which one should I accept? Have emailed to yesfirstcc to transfer these to my upgraded exclusive card. Under this offer, the max reward points you can earn on Regalia card is 25000 per calendar month approx on 90000 spending per month. This card comes with no pre-set spending limit facility which allows you to spend without worrying about the limits. A Buffer Limit is a limit beyond your assigned Credit limit that exists on all credit cards and is usually in the range of 10% of your Credit Limit. Better to invest through regular plans through your Savings account bank coz atleast there will be a track of investments, insurances, loans, wills, etc. Rewards cards are similar to cash back credit cards, but instead of receiving cash when you spend you gain reward points which can be converted into vouchers spendable at a large range of retailers.
This is known as the foreign exchange markup fee. Last Update: 1st May 2019 Hdfc bank — the pioneer in credit card industry has come up with a unique offering few years back for ultra rich Indians — the Infinia credit card. Second year on, there is a waiver on annual fees based on spending upwards of 8L required. I like this Credit Expert website, its all info and blogs, so much. This includes complimentary Golf Games- domestic and international, complimentary Golf lessons and access to exclusive restaurants at select golf clubs. However, blocking some types of cookies may impact your experience of the site and the services we are able to offer. Then there are 2x offer for dining.
The accumulated rewards can be redeemed against a curated list of experiences across the world, for flight and hotel bookings and also against a catalogue of premium product purchases. I used it during my last trip to Vietnam and it works pretty well. These days, Diners Black is more rewarding than Infinia. Now if you are doing some serious investment then that translates into a lot of money over the life time of your investment years just a mere 1% more earning on a 50 lac portfolio is 50K a year, if you do that over 20 years imagine how much you can gain, also your portfolio will grow, so 50K in excess earning will be 60k next years and so on. I also did not pay joining fee. Typically banks ask their top customers when making such changes, and most of those carry 10s of cards so they mostly choose flat. Then again Sent Amex Statement next year and they gave 3L.
Diners Club Black got cheaper annual fees and lower spend based criteria for waiver. Have emailed for this too. I was Shell Shocked to See a Limit Enhancement offer from 3 Lakhs to 11. As the name signifies, it denotes limitless possibilities in every aspect. Agrim, the equivalent of your current points gets transferred upon upgradation.